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Belfast-based mortgage advisory firm, The Mortgage Clinic, has provided new insights into the UK housing market, projecting a more favourable outlook for homebuyers in 2024. Founder Helmut Elstner discussed recent trends in mortgage rates and house prices during an exclusive interview, shedding light on what could be a pivotal year for the housing market. One of the key developments highlighted in the interview is the recent cut in the Bank of England’s base rate, which now stands at 5%. This reduction signals a possible turning point for the mortgage market, with experts anticipating gradual improvements in mortgage rates over the…